Payment Methods
At Jaggards, we offer a variety of convenient payment options to suit your needs, both online and in-store.
| Payment Options | Online | In-store | Fees |
| Credit Card or Debit Card | ✅ | ✅ | 1.95% online, 0.5% in-store |
| Pre-Authorisation Bank Transfer | ✅ | ❌ | No Fee |
| Cash (AUD) | ❌ | ✅ | No fee (up to $10,000) |
| Bank Transfer | ❌ | ✅ | No fee |
| EFTPOS (Savings) | ❌ | ✅ | No fee |
Online Payment Options
Credit Card
Pay securely with your credit card for instant processing. A 1.95% surcharge applies to all online credit card transactions. We currently do not accept international credit cards.
Pre-Authorisation Bank Transfer
The pre-authorisation is a small step to ensure that both you and we are committed to completing the transaction. It helps us confirm your order securely while giving you the flexibility to pay via bank transfer. This is not an additional fee – it’s simply a temporary hold that will be released once your full payment is received.
How it works:
- Place Your Order
When you choose Pre-Authorisation Bank Transfer as your payment method, we’ll place a temporary hold on your credit card or debit card for 5% of the order total. This small pre-authorisation amount is a way to confirm your commitment to completing the payment for your order. It’s not an actual charge – it simply reserves the funds temporarily. - Complete Your Payment via Bank Transfer
Once your order is confirmed, you’ll need to transfer the total order amount to our bank account within 24 hours using your online banking portal or mobile banking app. Please include your order number as the payment reference so we can match your payment to your order. - We Receive Your Payment
As soon as we receive the full payment, we’ll process your order and void the temporary hold on your credit card. This means the 5% pre-authorisation will no longer be reserved, and you won’t be charged anything on your credit card. - Your Order is On Its Way!
Once your payment is confirmed, we’ll prepare your order as quickly as possible.
Important notes:
- The 5% pre-authorisation hold on your credit card is temporary and will be released as soon as we receive your bank transfer.
- Please ensure that you transfer the total order value.
- If the bank transfer is not completed within 24 hours, we reserve the right to employ our market loss policy.
- We understand, that some banks won’t release the funds instantly, so please do not worry about penalties due to these factors.
Instructions on how to make a Bank transfer with Australian major banks
1. Commonwealth Bank
2. ANZ Bank
In-Store Payment Options
Cash
We accept cash payments in Australian Dollars for in-store purchases up to $10,000.
Credit Card
Use your credit card in-store with a slightly lower surcharge of 0.5%.
EFTPOS
Pay with your savings account via EFTPOS and enjoy no surcharge!
Bank Transfer
For larger purchases, you may prefer a bank transfer. Please note that funds must clear before we can release your order, which can take up to 24 hours for new customers.
Important Notes
- All payments must be cleared before we release any orders.
- You’ll receive an email confirmation once your payment is processed.
- We’ll notify you via email when your order is ready for collection/dispatch.
Ready to complete your purchase? Choose your preferred payment method and experience the Jaggards difference today!
